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Wealth Transfer Solutions
Product
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American General Inheritance Life Plus
Click here for more information
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American General Inheritance Creator
Click here for more information
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Client Concerns
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Creating a legacy for the next generation and/or looking for a tax-advantaged means of transferring
wealth. Also for clients wanting access to benefits to pay for LTC events.
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Creating a legacy for the next generation and/or looking for a tax-advantaged means of transferring wealth. Also for clients wanting access to benefits to pay for LTC events.
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| Source of Funds |
1035 Exchanges from life policies, cash, moneymarket or CD’s
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1035 Exchanges from life policies, cash, moneymarket or CD’s
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Min & Max Premium/Face Amount
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40-49 (75k) 50-54 (100k) 55-59(100k)
60-64 (125k) 65-80 (200k) 81-85 (75k) |
40-49(75k)50-54(100k) 55-59(100k) 60-64 (125k) 65-80 (200k)
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| Min/Max Age |
40-85
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40 - 80
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Niches
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1. Online, fax or phone submission
2. Older ages
3. Return of Premium
4. No Cognitive
5. 10 minute Underwriting |
1. Online or fax submission
2. Older ages
3. No Cognitive
4. 10 Minute Underwriting for online submission |
Underwriting and Submission
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1. Online, fax or phone
2. 5 Knock-out questions
3. Get approved while client is in office
4. This product is only available to all bank agents and Proequities reps
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1. Online or fax
2. 5 knock out questions
3. 10 minute approval by online submission or 24 hours by fax submission
4. This product is only available to non-bank and non-ProEquities agents |
600 Luckie Drive, Suite 200 Birmingham, AL 35223 866-266-8481Fax (205)268-3949 www.FirstProtective.com
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Linked Benefits 
