Are Your Protecting the Right Asset?

Risk protection products, such as life and disability insurance, are prudent ways to expand your portfolio and help protect what's important to you.

Your lifestyle and dreams for the future depend on  your ablity to work and earn an income.  To help protect what you've worked so hard to achieve, consider purchasing an individual disability income (DI) insurance policy.  This policy can be stand alone protection or wrapped around existing group disability benefits.  This way, if you lose your group benefits for any reason (job loss, cancellation of benefits, etc.), you are still protected. 

What is at risk?

During a prolonged illness or injury, you could lose  your income and everything it provides.  Even if you save 10% of your salary, one year of disability could easily wipe out your savings.  If your paycheck suddenly vanished due to an illness or injury that prevented you from working, how long would you be able to buy groceries and pay your monthly bills before feeling the pinch? Probably not long.

That‘s why there‘s disability insurance. Think of it as insurance for your paycheck. It ensures that if you are unable to work, you will continue to receive an income. So if you couldn‘t manage for long without your paycheck, now is the time to do something about it. Call us today and let us help you - we have put together the best team in the business.  We are available to support you with Case Design, Consultation, Webinars and Conference calls. Call our team today at (800)876-3950 #1.

Top Reasons to Sell Disability Insurance

• Disability is a great door opener because relatively few have it, but it's much needed protection
• If your clients become disabled, disability insurance provides monthhly benefits to help pay for daily living expenses, including premiums on other insurance and investments they may have with you
• Disability can help diversitfy your porffolio and provide attractive compensation
• Offering Disability Insurance to clients is part of your due diligence

Business Owners make great Disability Prospects

For a small business, being productive every day is crucial to the success of a company.

A disabling event for a small business owner may cause the business to sustain irreparable losses and cause the business to fail. By offering your business owner clients disability insurance to cover for those unforeseen events, you can provide them with the knowledge that their business will have the chance to grow and succeed, even in their absence.

We encourage you to focus some of your efforts on your business owner clients to account for what interests they have that may not already be covered.  MetLife, one of our partner carriers has put together a toolkit that is a great resource. Click here for Business Owner Concepts and Core Stories Click here for Business Overhead Expense consumer materials Click here for Buy/Sell Insurance Consumer Materials Click here for Salary Continuation Consumer Materials

Our Line-up of Disabiity Insurance Carriers

     Click here to visit Assurity Life Insurance Company

  Click here to visit Guardian Insurance Company

  Click here to visit MetLife Insurance Company

  Click here to visit Mutual of Omaha Insurance Company

  Click here to visit Petersen Intenational Insurance Company

Click here to visit Principal Financial Group

Need a quote?  Download the Disability Quote Form here.