Linked Benefit Plans Life Based LTC
| OneAmerica Asset |
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Get to know OneAmerica While you may not be familiar with the name, OneAmerica has been the indstry leader for years in the long term care alternative marketplace, providing both annuity and life insurance based products with LTC benefits. OneAmerica is one of the few companies with a product suite that is able to provide compliance with the Pension Protection Act's January 1, 2010 tax law changes.
Qualify for the 2013 State Life Producer Conference in Halifax, Nova Scotia by selling One America products.Click here to download qualification requirements.Asset CareAsset Care ISingle Premium Whole Life Policy that can be single owned or used as a 2nd to die policy. It is currently the only product that has a 2nd to die option with the alternative of either person being able to spend down the death benefit for LTC. Click here for additional information. Some of the product highlights include, return of premium features, life insurance, cash value growth, optional lifetime rider guarantees for LTC, and simplified underwriting. What do I need to do to get started? Call 800-876-3950 #1 and one of the sales assistants will prepare you a quote. They will need the following information: name, age, state, premium and smoking status. They will send you a quote, along with the application. This is simplified underwriting so there are series of knockout questions. Click here for the underwriting guidelines. What about the underwriting? Once you fill out the application, fax or email all information to This e-mail address is being protected from spambots. You need JavaScript enabled to view it . The fax number is (205)268-3949. The client will have a telephone interview with the underwriters and they will either be accepted, declined, or offered full underwriting as an option. The nice part about their underwriting is that if the client is in good health then the phone interview will be all that is needed but they do have the option to do full underwriting.Click here for a training video on Asset Care I vs. MoneyGuard. Click here for a Product Guide on Asset Care Click here for a Client Brochure on Asset Care Asset Care IISingle Premium Whole Life Policy that can be single owned or used as a 2nd to die policy. In Asset Care II the life policy is funded with a 20 year pay Annuity that spends down nonqualified annuity money in order to pay up the life policy. It is currently the only product that has a 2nd to die option with the option of either person being able to spend down the death benefit for LTC. Some of the product highlights include, return of premium features, life insurance, cash value growth, optional lifetime rider guarantees for LTC, and simplified underwriting. What do I need to do to get started? Call 800-876-3950 #1 and one of the sales assistants will get you a quote. They will need name, age, state, premium amount, and smoking status. They will send you a quote, along with the application. This is simplified underwriting so there are series of knockout questions. Click here for additional underwriting information. What about the underwriting? Once you fill out the application, fax or email all information to This e-mail address is being protected from spambots. You need JavaScript enabled to view it . The fax number is (205)268-3949. The client will have a telephone interview with the underwriters and they will either be accepted, declined, or offered full underwriting as an option. Click here for the underwriting guidelines. The nice part about their underwriting is that if the client is in good health then the phone interview will be all that is needed but they do have the option to do full underwriting. Click here for a Product Guide on Asset Care Click here for a Client Brochure on Asset Care Asset Care IIISingle Premium Whole Life Policy that can be single owned or used as a 2nd to die policy. In Asset Care III the life policy is funded with a 20 pay Annuity that spends down IRA money in order to pay up the life policy. It is currently the only product that has a 2nd to die option with the alternative of either person being able to spend down the death benefit for LTC. Some of the product highlights include, return of premium features, life insurance, cash value growth, optional lifetime rider guarantees for LTC, and simplified underwriting. Click here for additional information. What do I need to do to get started? Call 800-876-3950 #1and request for one of the sales assistants to provide a quote. They will need name, age, state, premium amount, and smoking status. They will send you a quote, along with the application. This is simplified underwriting so there are series of knockout questions. Click here to find out more. What about the underwriting? Once you fill out the application, fax or email all information to This e-mail address is being protected from spambots. You need JavaScript enabled to view it . The fax number is (205)268-3949. The client will have a telephone interview with the underwriters and they will either be accepted, declined, or offered full underwriting as an option. Click here for the underwriting guidelines. The nice part about their underwriting is that if the client is in good health then the phone interview will be all that is needed but they do have the option to do full underwriting. Click here for a training video on Asset Care III Click here for a Producer Guide on Asset Care Asset Care IVFlexible Premium Whole Life Policy that can be single owned or used as a 2nd to die policy. In Asset Care IV the policy can be paid up anywhere from 10-20 years or as a lifepay. It is a very good alternative to traditional LTC policies when clients are concerned that they are wasting premiums on a policy that they may never use. It is currently the only product that has a 2nd to die option with the option of either person being able to spend down the death benefit for LTC. Some of the product highlights include, return of premium features, life insurance, cash value growth, optional lifetime rider guarantees for LTC, and simplified underwriting. What do I need to do to get started? Call 800-876-3950 and one of the sales assistants will get you a quote. They will need name, age, state, premium amount, and smoking status. They will send you a quote, along with the application. This is simplified underwriting so there are a series of knockout questions. Click here for underwtiting information. What about the underwriting? Once you fill out the application, fax or email all information to This e-mail address is being protected from spambots. You need JavaScript enabled to view it The fax number is (205)268-3949. The client will have a telephone interview with the underwriters and they will either be accepted, declined, or offered full underwriting as an option. The nice part about their underwriting is that if the client is in good health then the phone interview will be all that is needed but they do have the option to do full underwriting. Click here for a product guide on Asset Care IV Make sure that your LTC CE is up to date in the state your cient lives in before you submit an application. If you need quotes, product material, or need an application, please call 800-876-3950 #1. |
